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DisclaimerThis web site provides general educational information and is not intended to provide legal, financial or tax advice. The author is not authorized to practice in front of the IRS and is not subject to IRS Circular 230. Users of this site who want advice that is tailored to their specific circumstances should consult with a qualified legal, financial or tax professional. This web site is not intended to be nor should be used as a substitute for personalized professional advice. No claims are made about the accuracy, timeliness or completeness of the information on this web site or on any web site linked to or from this web site. Lender terms and conditions are subject to change without notice. For the most up-to-date information about a lender's products and services, please visit the lender's web site.
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